If you are 73 or older this year and you own a traditional IRA, you will need to take a Required Minimum Distribution (RMD) before the end of the year. Consider making an IRA charitable rollover gift. You can make a gift of up to $108,000 from your IRA to St. Luke’s in 2025. Your gift will: 

• Satisfy some or all of your Required Minimum Distribution (RMD) for the year. 
• Reduce your taxable income, even if you do not itemize deductions. 
• Not be subject to the 60% limitation on charitable gifts. 
• Help St. Luke’s fulfill its mission to help people find and give hope through Jesus Christ. 

A charitable rollover from your IRA to St. Luke’s must be made before distributing any direct IRA to yourself. Thus, now is a good time to decide how you wish to use your RMD for 2025. Visit our website, stlukeslegacy.com, for further information. You can also contact David Heetland, pastor of planned giving, at 317.399.6202 or david.heetland@gmail.com if you have questions or need assistance. 

Thank you for helping St. Luke’s fulfill its mission. 

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